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The SBM’s 2026 Guide to Staff Absence Insurance + Exclusive Discount

Download the guide that shows how to avoid costly absence surprises and buy compliantly — while securing an exclusive discount on your new business quote.

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Because we’ve been here since 1997. After decades in the market, we’ve seen every trick in the book and know exactly where schools lose out. This guide distils that experience into clear, no-nonsense advice. Whether you’re a new SBM or a seasoned pro, you’ll find insights that save time, stress, and money.

You’ll receive an email containing a link to open the PDF guide. Inside, you’ll find everything you need — including a referral discount on page 10 that isn’t published anywhere else.

You’ll get a complete breakdown of how absence insurance works in practice: the real cost of staff absence, how to calculate FTEs, what comprehensive cover should look like, procurement steps under the new rules, and red flags to avoid. It’s designed as a practical toolkit, not a sales brochure.